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Like a pebble tossed, donations create far-reaching ripples

The house where I grew up in southern Indiana was next to a three-acre pond. Besides swimming in the summer and ice skating in the winter, one of my favorite activities was throwing rocks into the pond. I loved the “ker-sploosh” and the ripples radiating out from the impact. It always amazed me that a small rock could create ripples that reached from shore to shore.

That’s how I view your gifts to the New Hampshire Community Loan Fund. Every gift, no matter the size, is a rock thrown into the community pond, forming ripples that stretch farther and with more impact than you realize.

When you give, you provide the specialized training, coaching, or mentoring that helps our borrowers reach their goals of affordable homes or growing their businesses.

Colorful splash in a pond at sunset

Then come the ripples.

First example: Welcome Home Loans is addressing N.H.’s housing crisis by enabling people, some with very-low incomes, to own manufactured homes. Many applicants have serious credit issues, sometimes because of health issues, job loss, or even identity theft.

Your donations allow us to spend more time with these applicants and connect them to resources they can use to improve their financial picture. They take advantage of that help, clear up their issues, and get that home.

Your gifts empower these borrowers with new knowledge of how to manage their money, leading to better financial decision-making. They’re also more resilient, so when life happens—like an illness or an expensive car repair—they have the confidence and knowledge to overcome and succeed.

Finally, because they own their house, these borrowers are out of the volatile rental market and starting to build wealth.

Another ripple: Leadership

Second example: Your donations pay for leadership training for people who live in resident-owned manufactured-home communities (ROCs). Over six months, they learn how to govern and manage their cooperative, deal with conflict, and effectively build community by building relationships. When they apply these newly acquired skills to their jobs, some have received raises or promotions. Some have been elected to public office!

One young mother of two learned how to write grant applications for her ROC, then used those new skills to win a scholarship to a beauty school and start a career.

Your gift to the Community Loan Fund is the rock that generates ripples that change your neighbor’s lives.

I can’t wait to hear your “ker-sploosh,” and have you see the impact of your gift.

Mathew Solso is Donor Relations Manager at the New Hampshire Community Loan Fund.

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